Crack Money Wiz Vs Mint
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Crack Moneywiz Vs Mint
Hi all,
I'm currently using MoneyWiz to manage my finances but would like to see how the 'forward thinking' approach of YNAB would work for me.
The way that I currently do things is:
Add in my income and regular expenditure as a Scheduled Payment in MoneyWiz
Record every transaction I make
Use the Reporting features (i.e. Account Balance) to see how I'm progressing through the month and what I'll be left with.
It's worth mentioning that I currently don't have enough cash to cover a whole months expenditure (which I know is the ideal when it comes to using YNAB), but I am saving quite heavily for a specific reason.
I also have a few credit cards and one substantial auto loan.
Crack Money Wiz Vs Mintage
Any help or tips you could provide would be hugely appreciated, the biggest issue I'm having right now is that I'm half way through a month (I get paid on the 25th of every month) and I just can't seem to make everything add up. Is it better to wait until I get paid this month and start fresh in March?